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Bank Presentation | Fort Worth, Texas | June 2026
Brasevo Foods
- Char-grilled meal containers, crew trays, and mobile catering
- Target launch: compliant soft launch by July 4, 2026
- Domain: grillmate.us
- Founder: Jose Omar Garcia
- Legal path: operating LLC recommended, nonprofit/fiscal sponsor lane planned
Funding ask: $100,000 first loan toward a $128,000 launch stack | Legal structure pending filing
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What the bank is funding
Executive Summary
- Brasevo is a Fort Worth grilled meal container and mobile catering concept
- Phase one uses a permit-ready food trailer and approved kitchen path
- Phase two is the branded container smokehouse after sales proof
- Operating food business should be funded separately from any nonprofit/community meal program
- Resume verifies founder mechanical, pipeline, maintenance, equipment, and troubleshooting experience
- Local/DFW meats and seasonal produce support a stronger Fort Worth food story
- The ask funds legal launch assets, not speculative brand value
Positioning: legal mobile food operation first, container buildout later
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Mechanic, builder, operator
Founder Sweat Equity
- Founder Jose Omar Garcia reports mechanical work experience and hands-on equipment capability
- Jose can help build, repair, maintain, and troubleshoot the container/service unit
- Jose can grill, cook, develop recipes, and run early food production directly
- Founder labor can reduce outside contractor dependency, repair cost, and downtime
- Licensed professionals and authority review will still be used where health, fire, electrical, propane, plumbing, or food rules require it
Bank signal: owner-operator skill reduces execution risk and protects cash flow
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Evidence for the bank packet
Resume-Verified Work History
- Troy Construction, LLC: Mechanical role in Midland, Texas, December 2025 to January 2026
- Fig Tree: Pipeline Laborer in Midland, Texas, May 2025 to November 2025
- Resume skills include pipe fitting/threading, maintenance, compressor assembly tech, and service mechanic exposure
- Additional skills include equipment repair, diesel repair, industrial troubleshooting, hydraulics, electrical diagnostics, fabrication, hand tools, and power tools
- Bilingual Spanish and customer communication skills support vendor, customer, and field coordination
Source: Work resume.pdf received in Gmail on June 6, 2026
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LLC operations, nonprofit mission
Legal Structure
- Recommended path: Brasevo Foods LLC as the operating food business
- Separate nonprofit or fiscal sponsor lane for community meals, sponsored meals, grants, and donations
- Do not claim tax-deductible donations until a 501(c)(3) determination or fiscal sponsor agreement exists
- If Jose wants owner control and business profit, true nonprofit corporation should not replace the LLC
- If Brasevo becomes a true nonprofit first, it needs board governance and cannot distribute owner profit
Bank packet language: legal structure pending; operating LLC recommended
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$128,000 total launch stack
Funding Ask
- $100,000 first bank/CDFI loan request
- $28,000 gap covered through deposits, sponsors, equipment terms, microgrants, or owner contribution
- Funds are tied to compliance milestones and launch readiness
- Founder self-performs practical buildout, maintenance, grilling, and operations where legal and safe
- Loan funds support the operating food business; grants/donations belong in a separate nonprofit/fiscal sponsor lane
- No trailer purchase until health authority or commissary review
Primary lender target: CDFI / Fort Worth small business funding path
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Team-revised launch budget
Use Of Funds
- Legal food trailer/unit package: $75,000
- Approved kitchen/commissary path: $4,000
- Insurance: $5,500
- Inventory, packaging, smallwares, test batches: $13,000
- 90-day cash buffer: $24,000
- Entity/admin setup, compliance, professional help, tech, and marketing: $6,500
Total: $128,000
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Why this food concept has a practical lane
Market Problem
- Busy workers, families, crews, and small events need better prepared meals
- Generic prepared food often lacks grill flavor, freshness, and local trust
- Small catering buyers want a simpler offer than full-service catering
- Short-form founder content and QR ordering can turn local attention into leads
Target buyers: workplaces, gyms, apartments, churches, barbershops, and event traffic
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Tight first menu, controlled food cost
Product And Menu
- Smokehouse Chicken Box: main profit driver
- Sear-Cut Steak Box: premium preorder item
- Green Flame Veggie Box: margin support and lighter option
- Crew trays: deposit-based catering revenue
- Sauce pints: high-margin add-on
Launch rule: chicken-led, steak only with pricing discipline and preorder/deposit control
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Texas-sourced where practical
Local Sourcing Plan
- Meats: Big State Foods, Fort Worth Meat Packers, Burgundy's Local, The Meat Board, Hoss Beef Company, and Fingerprint Farms
- Produce/local goods: Cowtown Farmers Market, Clearfork Farmers Market, Premier Produce, Nogales Produce, Hardie's Fresh Foods, FreshPoint Dallas, and Ben E. Keith
- GO TEXAN and Texas Center for Local Food provide supplier discovery and Texas-grown credibility
- Local sourcing supports brand trust; distributors support invoices, cold-chain reliability, delivery, and backup supply
- Vendor due diligence: price sheets, W-9s, delivery minimums, inspection proof for meat, and consistent product specs
Bank signal: local brand value plus operational supply controls
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Legal mobile MVP before full container buildout
Launch Model
- Inspection-ready enclosed 14-18 ft food trailer
- Approved commissary/central prep facility
- Founder-led operation with one part-time helper as needed
- Preorder-heavy service to reduce food waste
- No alcohol for launch
Container smokehouse becomes phase two after revenue proof
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Tarrant County reply confirmed the main risk controls
Compliance Path
- After July 1, 2026, Texas DSHS is the path for mobile food vendor licensing
- A commissary or servicing area is likely required
- Tarrant County can review trailer photos/specs before July 1
- Inspection dates are available before July 4 until July 1
- No paid food sales before permit, kitchen, insurance, and inspection path are cleared
This reply becomes part of the bank packet
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First blocker to clear
Approved Kitchen Path
- First call: Lone Star Kitchen in Fort Worth
- Required proof: commissary agreement, permit number, latest inspection, services included
- Needed services: prep, water, wastewater, grease/oil disposal, warewashing, storage, parking
- Backup targets: Commercial Kitchen 24, Truck Yard Commissary, PREP Dallas, The Cookline
Kitchen path must be confirmed before equipment deposit
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Hosting is active, deployment is next
Website And cPanel Status
- Namecheap hosting for grillmate.us is set up on the Stellar shared hosting plan
- Server hostname and IP are available in Gmail welcome email
- Nameservers provided: dns1.namecheaphosting.com and dns2.namecheaphosting.com
- cPanel access is available through Namecheap and direct cPanel URL
- SSL is included for the first year; upload files to public_html
- Sensitive cPanel password is not stored in this deck and should be changed after login
Bank signal: live domain, SSL, waitlist, and branded email show operating readiness
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How the loan gets repaid
Revenue Model
- Meal boxes: $15.50 to $23 average menu range
- Average ticket target: $18 to $20
- Food + packaging cost target: 32% to 38%
- Gross margin target: 62% to 68%
- Revenue channels: lunch drops, event pop-ups, crew trays, catering deposits, sauce add-ons
Catering deposits reduce inventory risk
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Debt service target
Repayment Logic
- $100,000 loan over 7 years at roughly 10% to 12.5% equals about $1,650 to $1,825 per month
- 1.25x DSCR cushion requires about $2,100 to $2,300 monthly cash flow before debt
- Base scenario target: $17,000 to $22,000 monthly revenue
- Growth scenario target: $30,000 to $40,000 monthly revenue after recurring catering/events
Conservative scenario is disclosed as risk, not presented as the approval case
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What reduces lender risk
Risk Controls
- Trailer/spec review before deposit
- Commissary agreement before paid food service
- Insurance quote and COI readiness before events
- Founder mechanical skill supports lower maintenance and troubleshooting risk
- Licensed professionals used where code, health, fire, propane, plumbing, or electrical rules require it
- Dedicated business bank account and no personal/cash mixing
- Preorder deposits before premium steak purchases
Controlled draw plan ties funds to milestones
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June 6 to July 4 execution
July 4 Launch Timeline
- Week 1: legal structure decision, LLC filing if chosen, permit/kitchen replies, funding outreach
- Week 2: trailer quotes, insurance quotes, commissary tour, cPanel deployment
- Week 3: menu costing, founder video, waitlist, QR campaign, preorder rules
- Week 4: inspection readiness, kitchen path, soft launch prep, customer confirmation
If compliance is not cleared, July 4 becomes waitlist/founder launch only, not paid food service
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Documents to bring
Bank Packet
- EIN letter and accepted entity certificate once filed
- Operating agreement if LLC; bylaws, board list, and conflict policy if nonprofit
- Fiscal sponsor agreement if collecting charitable/sponsored meal funds before IRS approval
- Owner/founder ID, legal-structure decision memo, and founder sweat-equity note
- Resume/work history, build photos, mechanical references, and cooking/grilling proof
- Local sourcing plan, vendor price sheets, delivery terms, and inspection/invoice documentation
- Business bank account proof
- Use-of-funds sheet and 12-month projection
- Trailer quotes, insurance quotes, commissary quote/agreement
- Tarrant County permit-path email and attachment
- Website/domain proof, founder video link, waitlist proof
The bank packet should show compliance, collateral, cash flow, and execution discipline
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Operator checklist
10-Day Action Sprint
- Decide legal path: operating LLC, true nonprofit corporation, or dual track
- File the chosen Texas entity and open business bank account after acceptance
- Change cPanel password, deploy site, enable SSL, create branded email
- Tour Lone Star Kitchen and collect commissary documents
- Get three trailer quotes and three insurance quotes
- Gather Jose mechanic/work-history proof, build photos, references, and cooking proof
- Request price sheets from three meat/produce suppliers
- Build 12-month projection and submit lender/CDFI applications
- Launch waitlist and founder video only after form tracking works
Decision needed: approve next outreach and begin bank packet submission